2009年8月24日星期一

Let's Talk About Money$


Money isn’t the most important thing in life, but it’s reasonably close to oxygen on the ‘gotta have it’ scale.” – Zig Ziglar

“Money, if it does not bring you happiness, will at least help you be miserable in comfort.” – Helen Gurley Brown (1922-)

An article I picked up a long time ago stated that what ever you do with your money you are wrong. If you save it you are a miser. If you spend it you are a spendthrift. If you go after it you are money-mad. If you don’t go after it you are lazy. If you accumulate it after years of work you are a fool who never got anything out of life.

What is money?

Money is a matter of functions four, a medium of exchange, a measure, a standard, a store of value as summed up is a rhyme found in many economics textbooks and primers. Money serves as a standard of value for measuring the relative worth of different goods and services. Money is a concept. You can’t really touch or see it. You can only do this when the physical symbol of money, the paper money was introduced in the form of bank notes or a cheque.

Everyone uses money. We all want it, work for it and think about it. Money is a very important part of our lifestyle.

It is a tool to get you what you considered most precious in life—putting the children through college, providing for a secure retirement, starting a charitable trust, taking a trip around the world – whatever. Money is a tool to assist you to achieve these ends, but it is not the end itself.

Money can’t buy happiness. No money can create more unhappiness. But money does buy opportunity and guarantee choice. How well you save and invest today makes the difference tomorrow.

“There are three ways to make money. You can inherit it. You can marry it. You can steal it.” – conventional wisdom in Italy

According to a survey from WHO (World Health Organization) shows that every 100 young men aged 25 today will find themselves in one of the following positions at their retirement age:-

1 -----WEALTHY
4 -----FINANCIALLY INDEPENDENT
5 -----STILL WORKING
27 ---WILL BE DEAD
63 ---WILL BE BROKE

According to the survey, most people end up broke at their retirement age and only a few will be financially independent. With these shocking statistics in mind, you need to change your future in a big way beginning now.

Most of us working 45 hours or more in a week just to make ends meet and we’ve got literally nothing in savings.

If you don’t like your results, change your approach.

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