2009年8月31日星期一

Respect & Love Money$

The first and one of the most important Money Rules is to respect and love money.

The general population has a love or hate relationship with wealth. They resent those who have it, but spend their entire lives attempting to get it for themselves. The reason a vast majority of people never accumulate a substantial nest egg is because they don’t understand the nature of money or how it works.

You have to get up early, work hard all day and go to bed still working on your money. But is it OK to work hard to make money? It is a worthwhile thing to want? It depends on why and what you are going to do with it I guess. You are not the only person in this boat. We, as a society, are all in this Titanic together. The reason is learned behavior. We are taught from both parents and peers that we work for money, not having money work for us. We are all taught to do well in school, excel in college, get that degree and go make money for someone else and their company. Robert T. Kiyosaki, author of the bestselling Rich Dad, Poor Dad book series has observed, “The poor and the middle class work for money; the rich have money work for them.”

When you feel confident about your financial decisions, you’ll probably find you sleep a lot easier at night. Money might not be the most important thing in life, but lack of it, or lack of control over it, can affect our whole lives, including our mental and physical health. Nobody enjoys life when they are out of control financially. You should never have to get up in the middle of the night in a sweat about paying your bills and mortgage.

Being good with money doesn’t require a Ph.D. in finance. But you do have to get a certain amount of good, basic personal finance knowledge under your belt to recover from past mistakes, ditch bad money habits and make real financial progress.

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